Accidents happen during work, and they can just as easily occur in the home. According to the Occupational Safety and Health Administration (OSHA), small business owners are responsible for providing employees with safe work environments. All home-based workers have the same workers’ compensation benefits as in-office employees.
Cases regarding workers’ compensation have shown that laws tend to see the home offices no differently than office buildings or storefronts. For instance, in the 2011 case of Sandberg v. JCPenney, the court eventually decided in favor of an employee who tripped on her dog while retrieving fabric samples from her garage. She ended up receiving workers’ compensation because she was in the process of working for her employer at the time she sustained the injury.
If you have any questions, contact your Boss Insurance Group insurance advisor.
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